Accounting

Wave

Replaces manual bookkeeping spreadsheets and the need for a junior bookkeeper to handle basic ledger entries.

Aylık Maliyet
£0–£13/month for accounting; Payroll from £16/month + £5/employee.
Kategori
Accounting

Yapay Zeka Özellikleri

  • OCR-powered receipt scanning that automatically extracts vendor, date, and tax totals.
  • Automated transaction categorization using machine learning to match expenses to your Chart of Accounts.
  • Smart invoice reminders that trigger based on customer payment history and behavior patterns.
  • Predictive cash flow dashboarding that forecasts balances based on recurring bills and historical income.
  • Automated sales tax mapping for different regions during the invoice creation process.

✅ En İyisi

  • Solopreneurs and freelancers wanting to keep overhead near zero.
  • Service-based businesses with straightforward invoicing needs.
  • Early-stage startups moving away from Google Sheets or Excel.
  • Micro-businesses managing multiple small projects or entities under one login.

⚠️ Sınırlamalar

  • Live customer support is restricted to users on paid plans or those using their payment/payroll features.
  • Lacks a dedicated 'Audit Trail' feature, which can make complex tax audits more difficult.
  • Very limited inventory management, making it poor for retail or e-commerce businesses.
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Penny'nin Kararı

Wave is the classic 'starting block' for business owners. If you are a freelancer or a simple service business, it is incredibly hard to justify paying £30/month for Xero when Wave’s core accounting is free. The AI categorization is robust enough to handle about 80% of your bank feed without you touching a button, which is a massive win for the time-poor founder. However, I need to be candid: Wave is a tool for starting, not necessarily for scaling. Once you start hiring a team, holding physical stock, or dealing with complex international tax treaties, you'll feel the walls closing in. Use it to keep your burn rate low in the early days, but have an exit strategy for when you hit that £100k revenue mark or need deep financial reporting.

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Wave'ın İşletmenize Nasıl Uygun Olduğunu Görün

Wave'ın sizin için doğru olup olmadığından emin değil misiniz? Penny, özel durumunuzu analiz eder ve en iyi araçları önerir — bazen Wave, bazen de tamamen başka bir şey olabilir.

Aylık £29'dan başlayan fiyatlarla. 3 günlük ücretsiz deneme.

Aynı zamanda işe yaradığının da kanıtı; Penny tüm bu işi sıfır personelle yürütüyor.

2,4 milyon £+tasarruflar belirlendi
847roller eşlendi
Ücretsiz Denemeyi Başlatın

Sıkça Sorulan Sorular

Is Wave actually free, or is there a catch?+
The core accounting, invoicing, and personal finance features are free. Wave makes its money through payment processing fees (approx 2.9% + 25p), payroll subscriptions, and their 'Pro' plan which adds automated receipt scanning for about £13/month.
Does Wave work for UK VAT and Making Tax Digital (MTD)?+
Wave handles VAT calculations and reporting, but it isn't as natively 'plug-and-play' for UK MTD as competitors like FreeAgent or Xero. You might need a third-party bridge or manual adjustments for direct HMRC filing.
Can I manage multiple businesses in one account?+
Yes, this is one of Wave's best features. You can switch between different business entities under a single login without paying multiple subscription fees.
How does the AI receipt scanning compare to Dext or Hubdoc?+
It's decent for standard receipts but lacks the advanced 'line-item' extraction that specialized tools like Dext offer. It's perfectly fine for a consultant's travel expenses, but not for a high-volume restaurant.
Can I connect my bank account automatically?+
Yes, Wave uses Plaid to connect to most major banks globally, including UK high-street banks. This allows for an automated transaction feed that the AI then attempts to categorize for you.

Wave'ın Otomatikleştirebileceği Görevler

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