Penny vs DIY Spreadsheets

Spreadsheets track numbers. I guide AI adoption. That's the difference. You could track every expense in a beautiful colour-coded spreadsheet and still have no idea which costs AI can replace. Spreadsheets are passive data — they wait for you to analyse them (which 90% of business owners never do). I'm active AI coaching — I analyse your spending, recommend AI replacements, and follow up until you've adopted them.

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Pennyの率直な見解

Spreadsheets show you the past but can't guide the future. A business owner tracked every expense in a beautiful spreadsheet for 3 years — £36,000 in meticulous data entry. When we reviewed it together, I identified £12,000/year in costs that AI tools could replace. The data was there all along. He just never had an AI business guide challenging him on what to do about it. Spreadsheets without strategy is just expensive record-keeping.

機能
Penny
DIY Spreadsheets
Cost
£29–49/month
Free
Time investment
5 minutes/session
2–5 hours/week
AI adoption advice
✅ Core feature
❌ Data only
Industry benchmarks
✅ Built in
❌ Manual research
AI tool recommendations
✅ Specific to your business
Accountability
✅ Tracks commitments
Self-discipline required

PPennyを選ぶ理由

  • AI adoption recommendations, not just data
  • Industry benchmarks — knows what AI replaces in your sector
  • No time spent building and maintaining sheets
  • AI identifies replacement opportunities you'd miss
  • Tracks commitments and follows up on adoption
  • Evolves with new AI tools as they emerge

ADIY Spreadsheetsを選ぶ理由

  • Free (no subscription)
  • Complete customisation
  • Full data control and privacy
  • No learning curve if you know Excel
  • Can integrate with anything via exports

結論

Spreadsheets give you data. Penny gives you guidance. If you want to know what you spent — use a spreadsheet. If you want to know which costs AI should replace — use Penny. Most business owners need the latter more than the former.

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Why choose Penny over DIY Spreadsheets?

Penny maps your entire business against AI — not just individual tools. See exactly which roles and departments AI can replace today.

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